Wednesday, May 14, 2014

Does my health insurance pay for chemotherapy?

Talk with your health insurance plan about what costs it will pay for. Questions to ask include:
  • What will my insurance pay for?
  • Do I or does the doctor's office need to call my insurance company before each treatment for it to be paid for?
  • What do I have to pay for?
  • Can I see any doctor I want or do I need to choose from a list of preferred providers?
  • Do I need a written referral to see a specialist?
  • Is there a co-pay (money I have to pay) each time I have an appointment?
  • Is there a deductible (certain amount I need to pay) before my insurance pays?
  • Where should I get my prescription drugs?
  • Does my insurance pay for all my tests and treatments, whether I am an inpatient or outpatient?

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